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The word UNDERSTANDING, as used in the text, is formed by:
Prefixation only, where "under-" modifies the meaning of the root "standing".
Suffixation, where the addition of "-ing" to the verb "understand" creates a gerund/noun.
Compounding, by joining two independent words to create a completely new meaning.
Parasynthesis, since the prefix and the suffix were required to form the word simultaneously.
Conversion, as the word changed its grammatical category without any formal alteration.